BNPL use in the US has grown to 91.5M users, with 25% financing groceries, as default rates accelerate and most loans aren't reported, creating "phantom debt" (Connie Loizos/TechCrunch)
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Summary
— Tech is reinventing the workforce. But is it really AI, or the people behind it? Think of it like a hamster who got tired of running in its wheel, so it automated the wheel.